Cashless payments in Ukraine are growing at a rapid pace. According to the NBU, in the first half of 2025 Ukrainians made over 4.6 billion transactions totaling more than UAH 3.4 trillion. Of that amount, almost UAH 357 billion was for online purchases. For businesses, this means that accepting payments on a website is no longer a competitive advantage, but a basic necessity.
In this article we will look at how to connect online payments to a website or mobile app, what to pay attention to, and which solutions allow you to start quickly and without unnecessary difficulties.
What you need to start: preparatory steps
To start accepting payments on a website or other online platform, you need to take several preparatory steps.
1. Register your business
In Ukraine, legal entrepreneurial activity requires an official business entity — a FOP (sole proprietor) or a legal entity (LLC or another form). Business registration can be done online, without excessive bureaucratic hassle.
2. Open a business account at a bank
Income from entrepreneurial activity should be received into a separate settlement account of the FOP or legal entity. A personal account is not suitable for this. Many Ukrainian banks allow you to open a business account online, without visiting a branch.
3. Order the development of a website or create another online platform
To accept payments, customers need a platform where they can order your product or service and pay immediately. This can be an online store, a business-card website with an order form, a landing page with a “Pay” button, or a mobile app.
Even if the site is still under development, you can start accepting payments now — via payment links that are easy to send to customers in messengers or SMS. Some payment providers offer such a feature.
Contacting a payment provider
The next step is choosing a payment provider responsible for the technical implementation of online payments. The company provides you with payment tools that allow accepting payments with Visa/Mastercard, via Apple Pay, Google Pay and other electronic methods.
How effectively and securely your business can accept payments depends on choosing the right provider. Therefore, pay attention to rates and fees, available payment methods, connection speed and transaction security.
One of the reliable providers operating throughout Ukraine is iPay.ua. Its advantages:
- Easy integration — setup without complex technical configurations.
- Secure payment pages — can be adapted to the design of your website or app.
- Wide selection of payment methods — Visa, Mastercard, Apple Pay, Google Pay, Masterpass, payment links.
- Merchant dashboard — conveniently control transactions in real time and receive detailed analytics.
- Ready-made solutions for different business sectors — allows you to quickly and painlessly launch accepting online payments tailored to specific needs.
Getting started is simple — fill out the short form on the website https://ecom.ipay.ua/ to receive detailed consultation on rates and options specifically for your business.
An optimized online payment process increases conversion, speeds up cash flow and makes any business modern and competitive. With a reliable payment provider, it is an opportunity to move from outdated manual accounting and chaotic payments to a transparent and secure system that works for you 24/7.